Rook’s Shared Value Mortgage™ helps make homeownership more affordable by reducing your upfront costs and lowering your monthly payments. Through a unique structure, you can purchase your first home—or your forever home—without the burden of large down payments and high monthly payments. When you sell or refinance, a portion of your home’s future value is shared, making it a flexible and accessible way to invest in your future. We believe the more people have the ability to live where they work, and work where they live, the more communities will thrive. People helping people is what it’s all about.