Up to 24-month term
Max LTC: 85% of total project costs*
*Total Project Costs = Land/Home Acquisition + Construction Budget + Finance Costs
Spec Construction Loan
Fast, Flexible Financing for home builders
At Legacy Group Capital, we know builders need fast, flexible financing to keep projects moving. Our common-sense lending approach ensures quick approvals, flexible terms, and a streamlined draw process—so you can focus on building, not financing.
With over 15 years of experience, we provide tailored loan solutions that align with your timelines, cash flow, and business goals—from lot acquisition to final sale.
Why Choose Legacy Construction Loans?
1
Built for Builders
From lot acquisition to final sale, our financing is structured to support every phase of your spec home projects.
2
Proven Lending Partner
For over 15 years, builders have trusted Legacy Group Capital to provide the capital needed to break ground and build profitably.
3
Interest-Only Payments During Construction
Preserve cash flow with interest-only payments while your project is underway.
4
A Streamlined Draw Process
Get quick, predictable fund disbursements to keep your project on schedule—no unnecessary delays.
